My Car Credit Refund Claim

Mis-sold a Car Finance Loan?
We can help you claim the compensation
you deserve from My Car Credit.

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My Car Credit Refund Claims

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My Car Credit Car Finance Refund Claims

My Car Credit is part of the UK’s largest motor finance broker, Evolution Funding. Evolution Funding have been delivering car finance to customers via nationwide car dealers since 2002, in addition to direct to consumers through My Car Credit.

My Car Credit offers customers a “car finance, at a rate that’s tailored to you”. As a car credit company, owned by doorstep lender Provident Financial, they offer customers finance for Car, Motorbike and Vans; car finance enables individuals to purchase a car, van or motorbike.

My Card Credit state that they give customers “a real decision based on your personal circumstances and credit profile”
and offer a fast online decision for car finance.

What is Car Finance?

Car Finance enables you to spread the cost of buying a car or vehicle over a chosen time period. Car Finance is similar to a loan,
in that you borrow the money to purchase the car and repay it back over time.

Car Finance is usually spread over a 24 (2 years)- 60-month (5 years) period; the longer amount of time to repay the finance,
means lower monthly repayments but it also means you’ll be paying more APR. APR or Annual Percentage
Rate is the cost or fee, you will pay to borrow the money for the year.

My Car Credit APR:

My Car Credit’s APR varies from 6.9% to 14.9%. 51% of My Car Credit’s customers are offered the 14.9% APR rate.

If you have been affected by your car finance loan from My Car Credit, we can help you claim the compensation you deserve.


What type of Car Finance do My Car Credit Offer?
– Hire Purchase
– Conditional Sale
– Personal Contract Purchase
– Personal Loan
– Guarantor Loan
– Lease Loan

Example Loan:
Borrowing £7,500 at a representative APR of 14.9%, annual interest rate (fixed) 14.85%
47 monthly payments of £204.69 followed by 1 payment of £214.69 (incl. estimated £10 option to purchase fee),
a deposit of £0.00, total cost of credit is £2,335.12.
Total amount payable is £9,835.12.

Eligibility Requirements:
For UK residents aged 18 and over.

My Car Credit is registered at the following address:
My Card Credit is the trading name of Evolution Funding Ltd, registered at Evolution House,
Smeckley, Wood Close, Chesterfield, S41 9PZ


Why could I receive compensation from My Car Credit
for my Car Finance?

It sometimes can be hard to understand whether you have been a victim of irresponsible lending. Here are some examples of circumstances where you might have been mis-sold a car finance package:

  • The finance deal wasn’t properly explained to you.
  • You couldn’t afford the repayments.
  • You were told it was the best deal, when it wasn’t.
  • You were not presented with a range of options.
  • It wasn’t made clear who is responsible financially for repairs to the vehicle.
  • The dealership or car finance company didn’t outline who actually owns the vehicle.
  • The interest charges were not outlined properly.
  • You were offered an add-on that you didn’t need.

If any of the above statements apply to your experience with My Car Credit, you could be eligible to claim compensation.

Start your claim or get in touch with the experienced Retail Experts team who will guide you through the process. Perhaps you have had a payday loan too? You may be able to claim a refund from Morses Club? We are here to help.

Start your claim for irresponsible lending for your Car Finance from My Car Credit Today!

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