Claim Next Catalogue Refund
Shop Now, Pay Later sounds good until you can't afford the repayments. If you have found yourself in this situation, we can help you claim a refund.
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Claim Next Catalogue Claim Refund
Next is one of the largest Catalogue Companies. The well-established and known clothing brand, started in 1864, offers customers a wide selection of clothing, from Men’s and Women’s fashion, to children’s clothing and footwear, in addition to home décor. Next offers several options to Shop Now, Pay Later, through their catalogue and online through their website.
Next Pay Credit Account:
Next offers Next Pay, which allows customers to order items, without having to pay up front. It is a credit account which tracks your purchases and then sends you a monthly statement, with details of how much you owe, and the minimum repayment to pay each month.
Using a credit account with Next incurs interest of 23.9% interest, which can add up if you are unable to keep up the repayments.
Next 3 Step:
Next also offers Next 3 Step, a credit account that allows you purchase items and spread the cost over 3 months, in 3 equal payments, or alternatively stretch the cost over a longer period of time. If you stretch the payment, and do not pay the full amount back within 3 months, then you will be charged interest at a rate of 29.9%.
There have been reports that online shopping with Next in the past has resulted in confused customers, with Next opening credit accounts for customers without their knowledge. Back in 2015, it was reported that Next also made £170 million in interest charges from shoppers.
What type of Catalogue Credit do Next offer?
– Credit Account Due Monthly with 23.9% APR
– Credit Account Paid Over 3 Months, or longer, with 29.9% APR
Eligibility Requirements:
One Credit product per customer. For UK residents aged 18 and over.
Next Retail is registered at the following address:
Next Retail Ltd, Registered Office: Desford Road, Enderby, Leicester, LE19 4AT
Why could I receive compensation from Next for my Catalogue Credit?
It sometimes can be hard to understand whether you have been a victim of irresponsible lending, with catalogue cards. Do any of these situations sound familiar?
- Increasing your credit limit of your card without checking with you
- You could not keep up with your priority bills
- Taking out additional loans to pay your catalogue card bill
- You’ve missed a number of payments
- You were pressured into taking the line of credit
- Having multiple catalogue cards but not being able to afford them all
- You were (or are) in a cycle of debt.
If any of the above statements apply to your experience with Next Catalogue, you could be eligible to claim compensation.
Start your claim or get in touch with the experienced Retail Experts team who will guide you through the process. Perhaps you have had a payday loan too? You maybe able to claim a refund from Morses Club? We are here to help. Start your claim for irresponsible lending by Next Catalogue Credit Today!
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