Loans at Home Refund Claims

Loans At Home Refund Claims
Loans at home provide cash loans of up to £600.
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Loans At Home Refunds

Loans At Home provide small cash loans of up to £600 delivered directly to your home. They state that ‘your friendly local agent will visit your home, help you work out what you can afford and deliver a cash loan of up to £600, subject to affordability. They’ll pop back each week to make repayment collections’.

Doorstep Loans, also known as home credit loans, are used by 1.3 million people in Britain and it’s the practice where a collector comes to your house to collect the repayments, rather than paying them through a bank or standard repayment scheme.

Struggling to meet unaffordable repayments?

Like Guarantor loans, doorstep loans have come into the spotlight recently, with the Financial Conduct Authority instructing Provident, also a doorstep loan provider, to pay “almost £169m in compensation to customers’ after mis-selling a particular loan product to customers.

Other complaints about doorstep loans include people being sold a home credit loan by an agent, when they could not afford it. A loan is unaffordable if you couldn’t make the repayments without borrowing again.

If you found yourself unable to pay back the loan you took with Loans at Home, you may be eligible for a loan refund- and the Reclaim Experts can help you receive what you are owed.

What type of loans do Loans at Home offer?
– Cash Loans
– Door Step Loans
– Bad Credit Loans
– Pay Weekly Loans

Eligibility Requirements:
Minimum age of 18 and have a contact telephone number. Agree to home visits and affordability assessment.

Loan Example:
Total amount of credit: £300 | Duration of agreement: 33 weeks | Interest rate: 102.4% per annum (fixed). 33 weekly repayments of: £15 | Total amount repayable: £495 | Representative 433.4% APR.

Loans at Home is registered at the following address:
Loans at Home is the trading name of S.D. Taylor Limited, 7 Turnberry Park Road, Gildersome, Morley, Leeds, LS27 7LE
Telephone Number:

Why could I receive a Loans at Home Refund?

  • Was the loan affordable to you before Loans at Home granted your application for a loan?
    Loans at Home may have not conducted the correct affordability checks.
  • Did your loan have excessive charges combined onto it, such as high interest and charges?
    The FCA have introduced a price cap to protect borrowers from excessive charges.
  • Did you tell your lender that the loan was unaffordable but they continued anyway?
    The lender should have released that the loan was unaffordable and not given it to you. This is irresponsible lending.
  • During your application process, you may have not mentioned all of your debts.
    If this didn’t match with your credit record, Loans at Home should have ensured to double check this.
  • When you applied for the loan, you may have not stated your correct regular income, due to be self-employed or your job history changing during this time, Loans at Home should have looked at this and ensured you had a regular, consistent income before giving you a loan

If any of the above statements apply to your experience with the Loans at Home and Doorstep Loans, you could be eligible to claim compensation. Start your claim or get in touch with the experienced team who will guide you through the process. We are here to help.

 

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