Trust Two Refund Claims

Trust Two Guarantor Loan refund specialist. Have you been struggling with a Trust Two loan?
Claim for an irresponsible lending refund from Trust Two Everyday Lending Today.

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Trust Two Guarantor Loan refund

TrustTwo offer loans from £500 to £10,000, with terms of 12 to 60 months. Their unsecure loans are based upon your (or your guarantors) creditworthiness and is not secured by property or assets. They also state that “if you’ve been turned down for loans in the past, a guarantor loan from TrustTwo could allow you to access up to £10,000 within 3 days”.

As with all lenders, TrustTwo should have carried out the correct checks before issuing a loan. If you found yourself unable to pay back the loan, you may be eligible for a loan refund.

Claim for irresponsible lending refund from Trust Two Loans

Recently unfair practices that have been identified by the Financial Conduct Authority (FCA) has resulted in huge fines being imposed on many of the top lenders, including Wonga who were fined £220 million. If you lender has not carried out the correct checks and loaned responsible, you could be entitled to a refund, even if you have paid off the loan.

What type of loans do TrustTwo offer?
– Guarantor Loans
– Unsecured Personal Loans

TrustTwo Eligibility Requirements for Borrower:
Minimum age of 18 and with a regular income. Confident you will be able to make the repayments.

TrustTwo Eligibility Requirements for Guarantor:
Minimum age of 21, with a good credit history. They can be a homeowner, a tenant or living with their parents but your guarantor cannot be your spouse. Must be able to make the repayments if the borrower does not pay.

TrustTwo Loan Example:
Representative example: Borrow £5,000.00 over 3 years at a rate of 49.5% p.a. (fixed).
Representative APR 49.5% and
total payable £8,753.76 in monthly repayments of £243.16.

TrustTwo is registered at the following address:
TrustTwo is a trading style of Everyday Lending Limited at Secure Trust House,
Boston Drive, Bourne End, Buckinghamshire, SL8 5YS.
Telephone Number: 03330 3033477


Why could I receive a TrustTwo Refund?

  • Was the loan affordable to you before TrustTwo granted your application for a loan?
    TrustTwo may have not conducted the correct affordability checks.
  • Did your loan have excessive charges combined onto it, such as high interest and charges? The FCA have introduced a price cap to protect borrowers from excessive charges.
  • During your application process, you may have not mentioned all of your debts. If this didn’t match with your credit record, TrustTwo should have ensured to double check this.
  • You may have underestimated your monthly outgoings when you took out the loan, due to estimations or eagerness to be eligible for your loan due to the circumstances you were in, causing you not to be able to afford the monthly repayments. If your monthly outgoings were too low, TrustTwo should have explored whether these were correct or not.
  • When you applied for the loan, you may have not stated your correct regular income, due to be self-employed or your job history changing during this time. TrustTwo should have looked at this and ensured you had a regular, consistent income before giving you a loan

If any of the above statements apply to your experience with TrustTwo or Amigo Loans, you could be eligible to claim compensation. Start your claim or get in touch with the experienced Retail Experts team who will guide you through the process. We are here to help.