UK Credit Loan Refunds

UK Credit Guarantor Loan Refunds.
Been struggling with repaying UK Credit?

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Submit your UK credit refund application details securely online and we will be in touch by email & SMS

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UK Credit Irresponsible lending refunds

UK Credit is a direct lender (not a broker) serving people who may have struggled with finances before and find it hard to get a loan on the high street. With UK Credit, you could borrow from 2,000 to £15,000 over 18 months to 5 years.

UK Credit states that “the guarantor that you apply with will need to have a good credit history. They don’t need to be a homeowner, but if they are, then UK Credit could offer preferential rates”. You may have been mis-sold a guarantor loan from UK Credit.

Reclaim UK Credit Guarantor Loan Refunds

As with all lenders, UK Credit should have carried out the correct checks before issuing a loan. If you found yourself unable to pay back the loan, you may be eligible for a loan refund. We can help you with your claim.

What type of loans do they offer?
– Guarantor Loan
– Tenant Loans
– Debt Consolidation Loans

UK Credit Eligibility Requirements for Borrower:
Minimum age of 18, a UK Resident and with employment (or retired). Not bankrupt and able to make the repayments.

UK Credit Eligibility Requirements for Guarantor:
Minimum age of 21, a home-owner or tenant, without any bankruptcies within the last 6 years.
Must be able to make the repayments if the borrower does not pay.

UK Credit Loan Example:
Representative example: Borrow £5,000.00 over 3 years at a rate of 39.9% p.a. (fixed).
Representative APR 39.9% and total payable £8,045.64 in monthly repayments of £223.49.

UK Credit is registered at the following address:
UK Credit, Norfolk Tower, Surrey St, Norwich NR1 3PA
Telephone: 01603 828828


Why could I receive an UK Credit Refund?

  • During your application process, you may have not mentioned all of your debts.
    If this didn’t match with your credit record, UK Credit should have ensured to double check this.
  • Was the loan affordable to you before UK Credit granted your application for a loan?
    UK Credit may have not conducted the correct affordability checks.
  • You may have underestimated your monthly outgoings when you took out the loan, due to estimations or eagerness to be eligible for your loan due to the circumstances you were in, causing you not to be able to afford the monthly repayments. If your monthly outgoings were too low, UK Credit should have explored whether these were correct or not
  • When you applied for the loan, you may have not stated your correct regular income, due to be self-employed or your job history changing during this time. UK Credit should have looked at this and ensured you had a regular, consistent income before giving you a loan.

If any of the above statements apply to your experience with UK Credit, you could be eligible to claim compensation.
Start your claim or get in touch with the experienced Retail Experts team who will guide you through the process.
We are here to help.