Claim for a Ferratum Refund

Reclaim a refund from Ferratum for irresponsible lending.
If your complaint is upheld, you may receive financial compensation.
Ferratum Refund Claims.

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Start your Ferratum claim today. You will only be charged after the claim has been won and you have been paid back!

Online Reclaim Application

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Operating in 25 countries, Ferratum is an online direct lender of short-term payday loans, and is authorised and regulated in the UK by the Financial Conduct Authority.Ferratum provide loans of £300- £1,000 over 2-4 months.

Have you used Ferratum for your loan and found that you were unable to pay the loan?
You could be eligible to claim compensation.

What type of loans do Ferratum offer?
– Same Day Loans
– Short Term Loans
– Quick Loans – Fast Loans
– Cash Loans

Ferratum Eligibility Requirements for Borrowers:
Minimum age of 18, with a “regular income”.

Ferratum Loan Example:
Representative example: APR 1270% if borrowing £400 for 4 months. Interest rate: 292% p.a. (fixed).
Total amount repayable: £665.48 by four installments of £166.37.

Ferratum is registered at the following address:
Ferratum UK Ltd, Suite 318, 25 Goodlass Road, Liverpool, Merseyside, L24 9HJ
Telephone: 0151 808 1372


Why could I receive a Ferratum Refund?

  • Was the loan affordable to you before Ferratum granted your application for a loan?
    Ferratum may have not conducted the correct affordability checks.
  • Did you pay a high amount of interest and fees on your Ferratum loan?
    The Financial Conduct Authority has introduced a price cap to protect borrowers
    from excessive charges.
  • During your application process, you may have not mentioned all of your debts.
    If this didn’t match with your credit record, Ferratum should have ensured to double check this.
  • You may have underestimated your monthly outgoings when you took out the loan, due to
    estimations or eagerness to be eligible for your loan due to the circumstances you were in,
    causing you not to be able to afford the monthly repayments. If your monthly outgoings
    were too low, Ferratum should have explored whether these were correct or not.
  • When you applied for the loan, you may have not stated your correct regular income, due to
    be self-employed or your job history changing during this time. Ferratum should have
    looked at this and ensured you had a regular, consistent income before giving you a loan.

If any of the above statements apply to your experience with Ferratum, you could be eligible to claim compensation. Start your claim or get in touch with the experienced Retail Experts team who will guide you through the process. We are here to help.