Lending Stream Refund Claims

Lending Stream refund claim, If you believe you were mis-sold, you can make a claim for Irresponsible lending against Lensing Stream.
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Billed as “Your Alternative to Payday Loans” Lending Stream started providing short-term loans online in 2008. They offer an alternative to payday loans, where you get six months to repay in installments. Lending Stream offer loans of £800 for a new customer, or up to £1,500 as a returning customer, with people applying either on their website or through their app.

In 2018, Lending Stream received criticism that their TV advert did not clearly state their APR rate, with the ASA upholding a breach of ad rules and misleading advertising.

They have also been critised for not making their complaints procedure easy, removing the ability for customers to submit a complaint via email. On the flipside, Lending Stream has set aside £5.9 million to meet customers’ complaints against unaffordable lending- and you could be entitled to some of that money.

Lending Stream offer different types of loans:
– Payday Loans
– 3-Month Loans
– Short Term Loans
– Bad Credit Loans
– Unsecured Loans
– Quick Loans

Lending Stream Eligibility Requirements:
Minimum age of 18, with a minimum income of £400 a month.

Lending Stream Loan Example:
Here’s a representative example of a 6-month loan with Lending Stream.

Annual Interest Rate: 292.0%
Total amount of credit: £200
Representative APR: 1333%
Duration of agreement: 6 months
Total amount payable: £386.61
Total charge of credit: £186.61
Six repayments of: £64.44

Lending Stream is registered at the following address:
Lending Stream, Wisteria Grange Barn, Pikes End, Pinner,
London, United Kingdom, HA5 2EX
Contact Number: 0203 365 0133

Why could I claim a Lending Stream Refund?

  • Was the loan affordable to you before Lending Stream granted your application for a loan?
    Lending Stream may have not conducted the correct affordability checks.
  • During your application process, you may have not mentioned all of your debts. If this didn’t
    match with your credit record, Lending Stream should have ensured to double check this.
  • You may have underestimated your monthly outgoings when you took out the loan, due to
    estimations or eagerness to be eligible for your loan due to the circumstances you were in,
    causing you not to be able to afford the monthly repayments. If your monthly outgoings were
    too low, Lending Stream should have explored whether these were correct or not.
  • When you applied for the loan, you may have not stated your correct regular income, due to
    be self-employed or your job history changing during this time. Lending Stream should have
    looked at this and ensured you had a regular, consistent income before giving you a loan.

Did you take out a loan with Lending Stream and found that you were unable to pay the loan?
You could be eligible to claim compensation. Start your claim or get in touch with the experienced
Retail Experts team who will guide you through the process. We are here to help.

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