Sunny Loan Refund Claims

Did you take out a Loan from Sunny ?
Yo maybe able to reclaim a refund of the Interest you paid!

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We do all the hard work so you don't need to!

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Claim Sunny Loan Refunds

Sunny “ provides a more flexible and transparent alternative to payday loans”. They operate with no application, admin, or late payment fees, which means that they are simple to apply for. They offer flexible loan amounts between £100 and £2,500, with the customer being able to set the loan term based on how much you borrow.

Like similar lenders (MyJar), Sunny borrowers make a repayment each month, which pays off part of the capital (the original amount borrowed) as well as the interest accrued so far.

Sunny’s process is simple and they are proud to showcase that they charge no fees, however, that doesn’t mean that that borrowing from them is as bright and sunny as their brand image.

In 2014, Sunny put in place a number of changes to address problems with their approach to clients, following involvement by the Financial Conduct Authority.

 There have also been several rulings of criticism against Sunny, by the Advertising Standards Authority’ for misleading wording, in relation to giving customers the ability to “repay early without penalties” and also for not clearing displaying the “APR prominently” in their TV advert, again misleading consumers.

What type of loans do Sunny offer?
• Short-term loans
• Emergency Loans
• No Guarantor Loans
• Payday Loans

Sunny Eligibility Requirements:

Minimum age of 18, with minimum income of £500 per month.

Sunny Loan Example:
Loan amount: £1500
 Loan term: 7 months (with monthly repayments)
Interest rate: 244% pa
Representative APR: 824%
Total cost: £2,842.81

Sunny is registered at the following address:

sunny.co.uk is a trading name of Elevate Credit International Limited,
27/28 Eastcastle Street, London, W1W 8DH
Telephone Number: 0800 7315 444


Was the loan affordable to you before your lender granted your application?
If not, you could be eligible for a loan refund- and you can start your claim now!

Why could I receive Sunny Loan Refund?


  • During your application process, you may have not mentioned all of your debts.
    If this didn’t match with your credit record, Sunny should have ensured to double check this.
  • You may have underestimated your monthly outgoings when you took out the loan, due to
    estimations or eagerness to be eligible for your loan due to the circumstances you were in,
    causing you not to be able to afford the monthly repayments. If your monthly outgoings
    were too low, Sunny should have explored whether these were correct or not.
  • When you applied for the loan, you may have not stated your correct regular income, due
    to being self-employed or your job history changing during this time. Sunny should have
    looked at this and ensured you had a regular, consistent income before giving you a loan.

Have you used Sunny for your loan and found that you were unable to pay the loan?
You could be eligible to claim compensation. Start your claim by clicking on the button below
or get in touch with the experienced Retail Experts team who will guide you through the process.