Claim Mis-Sold Mortgage Refund

A mortgage is one of the important loans that you will ever have in your lifetime but what happens if you were given the wrong advice and took out a mortgage that you couldn't afford? Start your claim today!

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Mis-sold Mortgage Refund Claims

A mortgage is one of the biggest and most important loan that you will ever have in your lifetime, especially as it can be worth hundreds of thousands. But what happens if you were given the wrong advice and took out a mortgage that you couldn’t afford?

This is where we can help.

Mortgages can be mis-sold like all other loans…

It sounds crazy that something a large as a mortgage can be mis-sold, but as it’s a loan (albeit a bit bigger in size than your “average” loan), it can still be mis-sold. The Financial Conduct Authority (FCA) regulates mortgage advisors and lenders, and they have set out detailed rules about the advice that must be given to people in relation to mortgages.

Some financial advisors, lenders and brokers have failed to provide the correct advice to customers taking out mortgages, resulting with the customer having a mortgage that they could not afford to pay and their house being repossessed.

Examples of Mortgage mis-selling:

These are some examples of mortgage mis-selling. Do any of these sounds familar?

You may have been advised to:

  • Borrow money without proving your income (also known as self-certification).
  • Switch mortgage lenders but were not told about the fees and penalities of doing so.
  • Overstate or inflate your income.
  • Take out a mortgage that ended beyond your retirement date.
  • Switch your mortgage but were not told about the commission payment beind paid to the financial advisor by the morgage lender.
  • Take out an interest-only mortgage without plan or consideration by your financial advisor as to how you would repay the mortgage and captial.

Have I been mis-sold a mortgage?

Just like being mis-sold a loan or catalogue card, it can be difficult to know whether you have been mis-sold a mortgage. It sometimes can be hard to understand whether you have been a victim of irresponsible lending, with catalogue cards. Do any of these situations sound familiar?

  • You have negative equity, high fees and/or a high interest rate.
  • You are unable to pay or afford your mortgage
  • Your Financial Advisor failed to provide you with information about your mortgage
  • Your Financial Advisor did not take your personal circumstances into account when suggesting a mortgage.
  • Your mortgage lender, broker or Financial Advisor did not assess your individual circumstances correctly.

How much could I receive?

Actual figures on how much compensation you could receive is dependent on each individual case, however, compensation in mis-sold mortgage cases are intended to put you in the same position “that you would have been in had you not been mis-sold the product“. Therefore, the amount you could receive, would be in the thousands.

Can I claim against a mis-sold mortgage?

Yes! If you believe that you have been mis-sold a mortgage and you took out your mortgage within the last 3 years, then we can help. Our claims process is easy, hassle free and we support you every step of the way. Simply start your claim using the form below, or get in touch with the experienced Reclaim Experts team who will guide you through the process.

If you believe you may be eligible for a Personal Mortgage claim, click below to use our simple online process and we'll help you get started today.

Get Started Now!

You could be eligible to make a Personal Mortgage claim. Start today.

Start your claim or get in touch with the experienced team at one of our partner CMC’s who will guide you through the process.

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You could be eligible to claim compensation. Start your claim online and begin the process on your Personal Mortgage claim.

You could be eligible to make a Personal Mortgage claim.

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